📈 Investment Calculator
See how your investments can grow over time with the power of compound interest and regular contributions.
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Investment Details
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$
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S&P 500 historical average: ~10%Your Investment Growth
Future Value$343,778
Total Contributed$130,000
Total Earnings$213,778
Return Multiple2.64x
Total Months240
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How to Use This Investment Calculator
Our investment calculator helps you project the future value of your investments based on compound growth. Enter your starting amount, monthly contributions, expected return rate, and time horizon to see how your wealth can grow.
The Power of Compound Interest
Compound interest is often called the eighth wonder of the world. Your earnings generate their own earnings, creating exponential growth over time. The earlier you start investing, the more time your money has to compound.
Historical Market Returns
- S&P 500: ~10% average annual return (since 1926)
- Global Stocks: ~8% average annual return
- Bonds: ~5% average annual return
- High-Yield Savings: ~4-5% current rates
Tips for Maximizing Growth
- Start Early: Time is your greatest asset
- Stay Consistent: Regular contributions add up
- Reinvest Dividends: Compound your returns
- Minimize Fees: High fees eat into returns